This post is going to be much more crude and short. Crypto puts your money squarely into where your mouth and mind is. We call that incentive alignment. In my opinion that alignment is one of crypto’s killer traits and at the same time one of core reasons why many people find it repulsive. Obviously Continue reading

Part 1 One of the great misunderstandings in NFT is that they must be bought or that it can only be “created” by artists. In fact, nothing can be further from the truth (and hopefully it will be). On the contrary, most NFTs should be earned and received for free, not bought. Current experiments centered Continue reading

Since I allude to Vitalik’s post extensively, I recommend reading his work first. Quotations are from the work, if not otherwise stated. Financialization of everything has been one of the singular drives of Web 3 for the past couple of years. Liquidity powered by tokenization and standardization (ERCs) has enabled almost anything to be tradable Continue reading

Open banking is a global technological and political movement that enables customers to share their financial data—previously siloed in their financial institutions—to 3rd party organizations. Done through API, this has allowed consumers to enjoy more customized products and diverse services built on top of their shared data. Furthermore, consumers who were unhappy with their existing Continue reading